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Home > Blog > Hurricane Proof Homes?
TUESDAY, JULY 17, 2018

Hurricane Proof Homes?

Hurricane proof home? Did you read correctly? It’s not a guarantee but experience has demonstrated that better protected homes withstand windstorms and hurricanes better than unprotected homes. However, better building materials are not inexpensive and costs may increase by as much as 15%. This additional investment may pay off over time with less expensive storm damage and insurance premium credits for having better wind protection. High standard windows will withstand 174 mile-per hour winds as required by the Miami Dade building codes which are considered the most rigorous in the country for wind protection. There is a standard called "Fortified " which exceeds the Miami Dade code and only 8,126 homes in the US have achieved that designation since 2008. Another improvement is construction using insulating concrete form which involves pouring concrete between stacked foam blocks. Even changes in building shape can deflect hurricane-force winds.

As storms increase in severity and frequency house seekers should consider building standards when they construct, renovate and even consider the purchase of existing homes.

Read this Bloomberg article for more details here.

If you want to geek out read how to calculate the wind speed needed to break windows, click here for the article.

Posted 2:00 AM

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NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Chartwell Insurance Services to provide information that may be of interest. Chartwell Insurance Services is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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