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Home > Blog > Chartwell Insurance Services Blog: natural disasters
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Chartwell Insurance Services Blog: natural disasters

View the latest blog posts from Chartwell Insurance Services.

Tuesday, September 22, 2020

HOW CLIMATE MIGRATION WILL RESHAPE AMERICA

Some insurers have decided to no longer offer coverage and others are avoiding the riskiest areas. Home construction is improving and homes can be built to better withstand the effects of climate change. Better buildings will not make the threats disappear however. READ MORE >>

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Monday, July 6, 2020

Flood Risk Across America

We are often asked if flood insurance is necessary in “one hundred year” flood zones.  These are low likelihood of flood zones – B,C,X.  Make no mistake,  this does not mean that there is chance of flooding once in one hundred years for any home in these zones. READ MORE >>

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Tuesday, December 17, 2019

What exactly is the Green New Deal and what will the effects of climate change look like?

The Green New Deal entered the vocabulary of solutions to the climate change conundrum earlier this year. The response to a non-binding proposal introduced by Representative Alexandria Ocasio-Cortez  and Senator Edward Markey.  There is considerable debate as to the costs and the benefits. READ MORE >>

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Friday, December 6, 2019

California Bans Insurers From Dropping Policies Made Riskier by Climate Change

Finally some (temporarily) good insurance news coming from the state of California for policyholders.  After the last few years of wildfires obtaining insurance and not being dropped by an insurer in many parts of the state of California has been increasingly difficult. READ MORE >>

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Thursday, December 5, 2019

A storm over housing codes

A lecture by the artist Rachel Harrison at the Art Institute whose work has been described by the Saatchi Gallery as drawing “from a wide range of influence, wittily combining art historical and pop cultural references through a diverse play of materials” referenced this 1995 article from the New York times. READ MORE >>

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Tuesday, November 5, 2019

Wildfire costs may cause more homeowners in California to lose their insurance

Wildfire costs may cause more homeowners in California to lose their insurance Homeowners insurance, already expensive in California, is becoming ever more costly and also less available following the wildfires and mudslides of 2017 and 2018, and that doesnâ€... READ MORE >>

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Wednesday, September 4, 2019

Those Hurricane Maps Don’t Mean What You Think They Mean

How to read Hurricane Maps. According to the National Hurricane Center the contents contain the path of the storm center only 60-70% of the time.  The New York Times explains and illustrates why it is important that those near the cone need to be prepared be... READ MORE >>

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Tuesday, July 30, 2019

The Malibu House That Was Prepared for One of the State’s Worst Wildfires

The Wall Street Journal’s article highlights a Malibu home that had every feasible fire-safe feature the owner could think of and it ended up being the only home left standing on the block.   The Malibu House That Was Prepared for One of the State’s Worst Wildfires READ MORE >>

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Wednesday, July 17, 2019

These Ads Think They Know You

Those digital cookies that innocently pop up when you are browsing on the web used to seem helpful or annoying depending on the user.  Now there is a lot of discussion about how targeted ads can influence  beliefs and manipulate behavior and even worse, how ... READ MORE >>

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Tuesday, June 18, 2019

Is Your Home at Risk of Flooding?

This Wall Street Journal article highlights FEMA flood zone maps and most of the country has not been remapped in the last 5-10 years (light pink). Some parts have not been updated in over 10 years (magenta). READ MORE >>

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