Part Two, Lifestyle Security As high net worth families become increasingly vulnerable to crime, adopting appropriate security measures becomes more urgent. The first step towards risk mitigation is education. On September 20, 2007 Chartwell hosted a breakfast presentation featuring Paul Viollis, CEO of Risk Control Strategies of New York (www.riskcontrolstrategies.com) titled “Under Siege: 21st Century Threats to Affluent Individuals and Their Families”.
In our last Chartwell Bulletin we summarized Paul’s presentation material on Security for the Home. This Bulletin, which focuses on Lifestyle Security, concludes our summary of Paul’s presentation. (Past Bulletins can be seen online on our website at www.chartwellins.com.)
Security Quick Points
■ Use a cross cut paper shredder for sensitive documents.
■ Don’t take garbage out at night.
■ Never answer the door for anyone who is unfamiliar to you.
■ Your liability from debit cards is usually greater than for credit cards.
■ Don’t put your address on your checks.
■ Avoid ordering products over the internet unless you do so over secure lines.
■ Avoid speaking about sensitive matters on a cellular phone.
■ Hate crime is still prevalent.
■ Be careful who you use for making your travel arrangements.
■ Criminals read the society pages and make a note of high profile donors. Event hosts will usually honor requests to omit names from picture captions. We did some research and learned that if requested, Google and other “search engines” may remove sensitive pages from their searchable documents. However, it is unlikely that search engines will remove all documents containing your name. If the search engines and the organization who posted information about you will not remove the documents from the web we found that you can engage services to perform SEO (search engine optimization) to try and push down or “white wash” the results so your name and image don’t appear at the top of search engine.
Checking Out CollegesWhen your children are applying to college check more than the academics and the housing. The CLERY Act requires all colleges and universities that participate in federal financial aid programs to keep and disclose information about crime on and near their respective campuses. Compliance is monitored by the United States Department of Education. Crime statistics for individuals schools are contained on the schools’ website, although not always prominently displayed. Check areas of the website for campus safety, university police and student life to locate the CLERY mandated statistics.Wall Street Journal InterviewRebecca Woan was interviewed by the Wall Street Journal for an article which appeared on December 5, 2007, “Insurance: A Year-End Checklist.” The article can be seen on our website at www.chartwellins.com in the “Recently Mentioned” section. Please contact us if you are planning renovations or additions to your home, are making significant purchases of jewelry or fine arts, changing your vehicles, have questions about flood or earthquake coverages, or need assistance in creating a disaster recovery plan.
Chartwell Bulletins are produced by Chartwell Insurance Services, Inc. an independent insurance broker specializing in the personal asset protection of high net worth individuals. Chartwell Bulletins address issues of general interest and since coverages vary by company and by state, should not be taken as an interpretation of a particular policy or advice on any individual situation. Chartwell Insurance Services, Inc. is not affiliated with Risk Control Strategies and does notaccept compensation from them.A representative of Chartwell Insurance Services, Inc. will be pleased to discuss all aspects of your personal insurance.
Contact: Rebecca Korach Woan | 312. 645.1200 | email@example.com