COVID-19 Update: Please note that we are all working remotely and our hours remain unchanged at 8.30a- 5p CT. As always, taking care of our clients remains our top priority. Our phone number is 312-645-1200 and email remains the fastest way to reach us although all calls will be returned by the end of day should you leave a message because no one is available to answer. For more information and resources, see our Latest Insights.

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Group Personal Excess Liability

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How We Help

Group Personal Excess Liability (GPEL) insurance allows employing organizations (corporations, LLCs and LLPs) to offer key employees including executives and owners, directors, and partners the option to purchase high limits of personal excess liability (umbrella) coverage on a group basis at favorably negotiated rates. The GPEL policy is rated on a pre-calculated average number of exposures so the pricing is simple; the cost per million is the same for all applicants no matter how many homes, vehicles or drivers in their household. More importantly no eligible applicants can be denied. Most participants should receive a lower cost per million dollars in coverage than they could purchase individually. This benefit ensures that all key employees have an adequate minimum limit of personal liability in the event of a claim with important coverages like broad definitions of occurrence and defense costs in addition to the limits of liability.