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COVID-19 Update: Please note that we are all working remotely and our hours remain unchanged at 8.30a- 5p CT. As always, taking care of our clients remains our top priority. Our phone number is 312-645-1200 and email remains the fastest way to reach us although all calls will be returned by the end of day should you leave a message because no one is available to answer. For more information and resources, see our Latest Insights.

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Coronavirus and Travel

February 10, 2020

The coronavirus concerns many people, especially anyone who has plans to be in an airport or has a big trip coming up. 

 Chartwell Insurance Services offers a number of travel insurance options. From a per-trip option to annual travel plans through Chubb and Medjet.

If you are concerned about the outbreak of the virus and are otherwise healthy, unless you have purchased “cancel for any reason coverage” the only way your trip costs will be refunded to you is if a hotel closes or the tour operator cancels out of caution due to the virus or is ordered to by the government, or the airline suspends flights to the country. Currently most US airlines have temporarily halted flights to China. 

If you become ill with the virus (or any serious virus) before travelling or while traveling  and you purchased travel insurance you might not feel lucky, but you are probably eligible for your travel coverage benefits.

If you must travel here is some helpful advice from AARP and is relevant for anyone, not just folks over 60!

 Who knew that tray table is the biggest germ offender on the airplane, even worse than the bathrooms?  Apparently travelers should avoid the seat pocket which is described as a germ magnet and relatively easy to avoid. Store your personal items in your bag and avoid touching your face as much as possible.  Nail biters, if there ever was a reason to quit nibbling your nails, this is it. 

 Also avoid stress which compromises the immune system so allow enough time to arrive at the airport without any sense of panic.

 Don’t forget to travel with lots of hand sanitizer.  Another good reason to allow extra time at the airport – if you forget your sanitizer you will have time to purchase some at airport inflated prices!   

VIrus and planes

 

Some of the Information that appears on this site is produced by Chartwell Insurance Services an independent insurance broker specializing in the personal asset protection of successful individuals. Other content is provided as a resource. The contents of all posts are informational only and Chartwell Insurance Services is not providing legal advice nor policy interpretation. If you have questions please direct them to a representative of Chartwell Insurance Services.