COVID-19 Update: Please note that we are all working remotely and our hours remain unchanged at 8.30a- 5p CT. As always, taking care of our clients remains our top priority. Our phone number is 312-645-1200 and email remains the fastest way to reach us although all calls will be returned by the end of day should you leave a message because no one is available to answer. For more information and resources, see our Latest Insights.

Call Us 312.645.1200

Being Prepared for House Fires, Learn Baby Learn

January 12, 2015

Home fires are always traumatic as this New York Times article highlights.  Spontaneous combustion from chemicals is not as unlikely as it may seem.  For this reason homeowners should be vigilant in demanding that workers move supplies and rags well away from the home and place in flame proof cabinets any time construction work including painting and floor refinishing is being done.

The claims process will be much less traumatic if coverage limits are adequate and something the article does not mention, if the insurer specializes in the affluent market.  Loss of use coverages are usually far more generous;  convenient temporary living accommodations are found and there should be no need to hire an insurance adjuster who will deduct up to 10% or more of the settlement for compensation.

Click here to read the article from the New York Times.

Some of the Information that appears on this site is produced by Chartwell Insurance Services an independent insurance broker specializing in the personal asset protection of successful individuals. Other content is provided as a resource. The contents of all posts are informational only and Chartwell Insurance Services is not providing legal advice nor policy interpretation. If you have questions please direct them to a representative of Chartwell Insurance Services.